DAIBB Management of Financial Institutions (MFI) question July 2018

Ka Set

THE INSTITUTE OF BANKERS, BANGLADESH (IBB)

Banking Diploma Examination, July, 2016

DAIBB

Management of Financial Institutions (MFl)

Time-3 hours

Full marks-100

Pass marks- 50

[N.B. The figures in the right margin indicate full marks. Answer any five questions.]

                                                                                                                                                                                                                                                                             Marks

1 (a) Give an overview of the present situation of Banking sector of Bangladesh.

b) Discuss on 'the role of Central Bank is perfect' as a regulatory body.

c) Does Bangladesh need more banks? Justify your arguments. 5

2. (a) What do you mean by AD ratio? 5

(b)  How its changes impact bank's Liquidity and assets management portfolios

(c) What is meant by interest rate spread? 5

3 (a) Explain components of CAMELS Rating.                           8

(b) How CAMELS Rating helps to measure financial soundness of a bank?

(c) What is Stress Testing? 4

4(a) What are the causes of nonperforming loans?                      l0

(b/ What are the impacts of bad loan. on banks profitability?       5

(c) Explain the impact of classified loans on interest rates of banks       5

and financial institutions.

5 (a) What do you mean by Islamic Banking? 5

(b) What are the deposits and loan components of  islamic Banking? . l0

(c) Why AD Ratio is different for Islamic Banks? 5

(6 (a) State the main services provided by Agent Banking.                             6

(b) What do you mean by e-commerce? 6

(c) What do you mean by interoperatibility of Mobile Financial Services? What might be its benefits?

[Please turn over]

7 (a) what are the credit risk mitigation techniques of a Financial Institution?

(b) How profitability irnpacts banks' capital account

(c) What are the main sources of fund of financial institutions?

8 (a) Discuss the main features of BASEL III.

(b) Write the importance of loan securitization.

(c) Discuss loan classification and its provisioning.

9 (a) what are the major financial statements prepared by a commercial bank? Describe the purposes of preparing each statement.

(b) Define money laundering and its steps.

(c) Describe :

(i) IP and PEPS;

(ii) KYC and KYE;

(iii) EDDI

(iv) Beneficiary Owners.

10. Write short notes (any eight):-                20

(a) Crypto currency;

(b) NPSB;

(c) Off-shore Banking

(d) SMS Banking;

(e) Trade Base Money Laundering

(f) Insurable interest;

(g) Market Risk; 

(h) Shell Bank

(i)Collateral Security:

(j) Core Capital;

(k) BFIU;

(l) Option.

[ibb-diploma.blogspot.com]